Commercial Refinance

Over 30 years of experience allows us to underwrite IN HOUSE and offer stated income loans for commercial properties in most of the United States. In addition, we offer several programs in conjunction with our capital partners, (regional – national banks, credit unions, true portfolio lenders and a few life insurance companies) for low fixed & ARM commercial mortgage rates, or more permanent financing.

Pricing for commercial properties depends on a variety of factors, including: location, type of property, tenancy, strength of sponsor, current DSCR available, historical income documentation, rate and term, cash out, purchase, refinance, and, LTV/LTC.

As you can see, we have a wide range of commercial refinance solutions available. If you have any questions on where you think you or your commercial property may qualify, please contact our office for further details. One of our specialists are available today – 800-838-1889.

Underwritten and approved “in house,” our specialists are eager to learn your situation. Commercial loans are available for 2017. Purchase, refinance, and cash out options are possible for quality properties and borrowers. Direct Money Lenders is actively financing stated income commercial loans nationwide, with loan amounts ranging from $100,000 – $2,000,000+. » Do you have a large balance commercial loans? We can help! More details
LTV’s are now hitting 85-90% for multifamily loans. Other commercial property types include Multifamily Apartment, Self Storage, Warehouse, Anchor Retail Centers, Credit Tenant Office, and Hotel. Interest-only is available for low LTV – Pricing is extremely aggressive, given there are only a few able to offer a conduit product today. Non-recourse transactions! Loan amounts $3,000,000 and up! » Visit our Commercial Conduit Lender Center
$100,000 – $1,500,000 – Providing capital for owner user/investor commercial properties in the often overlooked/ignored smaller U.S. markets, with populations greater than 3,000. Our micro-balance, commercial mortgages offers a fixed rate, or adjustable option, with long-term, 25-year financing. Flexible underwriting guidelines for the self-employed are available for performing and slightly under-performing commercial properties, nationwide. Investor and Owner user accepted. » Mirco Balance Commercial Lender – More details
$100,000 – $5,000,000 – Attractive Commercial mortgage rates with reasonable underwriting guidelines. Highest LTV’s for solid properties, including commercial refinance, purchase, cash out opportunities. We listen to your needs and then custom-tailor a solution, using of one of our many reliable capital partners. Direct Money Lenders provides intelligent executions from a true portfolio commercial lender. » Small Balance Commercial Mortgage – More details