• sales@directmoneylenders.com
  • 800-838-1889

Small Business

Small Business Loan Products Offer Speed and Flexibility

We realize that growing businesses, professionals and entrepreneurs often times are under capitalized or need to act fast in order to take advantage of business opportunities. Businesses and professionals usually require flexibility.  Please read below and follow the different link of programs that are offered. All of our conventional and government small business loan programs offer offer speed and flexibility now and in the future.

Low down payment requirements mean immediate cash conservation,allowing the borrower to save cash for daily operations or to sustain growth.
Low down payment requirements also enable small businesses and professionals to make valuable investments in property, plant, and equipment sooner than would be otherwise possible.
Long terms (up to 30 years) result in a low monthly payment, also conserving cash for operations and growth.
000
img7update22
All of our loans are fully amortized, this means NO balloon payments. The borrower will not have to incur the costs or risks of refinancing, nor will the borrower have to worry about coming up with large sums of cash for the life of the loan.
Interest rates are competitive, based on WSJ Prime or LIBOR. These rates adjust monthly and generally rise and fall with the economy and sales. Fixed rates are also available for investment properties.
Prepayment penalties are all simple and predictable, so there are no surprise fees if circumstances should require the sale of assets and a pay down of the loan.
Whether an SBA or Conventional, we make the loan application process is fast and easy!

For a detailed description of each of our other products please click on the links below.

icon1

SBA 7a Loans

The SBA 7a loan program is the most widely used SBA program and we have investors that lead the nation with PLP status nationwide. Loans are available up to $2,000,000 and may be used for virtually any business purpose.

icon1

SBA 504 Loans

The SBA 504 program is an excellent long term finance option specially designed for the purchase of long term assets such as owner-user commercial real estate or heavy machinery and equipment.

icon1

Commercial Construction Loans

500k and up for owner occupied and investment properties Nationwide – Up to 100% LTC.

icon1

Conventional Business Loans

Our Conventional loan programs do not involve the SBA and are available for up to $3,000,000.

icon1

Investment Property Loans

Our Investment Property Loan is specially designed for the small investor in income producing property. Purchase, refinance and cash out OK.

icon1

Factoring

Improve your cash flow by turning your accounts receivable into cash today. We can offer full notification, non-recourse factoring. This means that account debtors (customers of the client company) are notified to pay directly while the credit risk of non payment is assumed.