"Hard Money Land Lender - Arizona Hard Money Hotel - Motel Lender - Raw Land Loans Arizona - Bridge Financing - Short Term Commercial Loan - California - Arizona - Florida

We want to make this easy. We have access to millions of dollars earmarked for the street for 2010. Here are the straight forward guidelines for difficult to finance properties such as Multifamily Apartments, Mobile Home Parks, Self Storage Facilities, Warehouse, Retail Strip Centers, Office Complexes and even Land Loans. Loan amounts ranging from $100,000 - $30,000,000+

We are looking for educated, quality borrowers corporations that are willing to sign personally on each transaction, usually doesn't meet the bank guidelines, doesn't have time to wait for the bank, or doesn't have the necessary cash reserves at the present time to meet the If the situation fits our loan parameters, then it is very likely we will offer you a loan.

All property types are considered including land Nationwide - NO HOUSES

Flexible underwriting guidelines - The more information available, better pricing

Greater than 20,000 population is preferred

Commercial zoned property

1st lien position typically - we do have a Line of Credit option for income producing

Builder - Developer - Investor

Professional

Experienced

Has several projects in the works

Decent credit - Bad credit will not be turned down if you have cash in the deal

The Private Money Offer - For Other Commercial Property

Purchase money, rehab, or refinance
12 - 15% Interest only
1st lien position usually - we do offer Mezz pieces of a case-by-case basis
12 - 36 Month term
Appraisals typically required

Usually No pre-pay penalty
Cost is deal specific - (2-5 points) - Please call to discuss.

All The Details

The more information available and the more comfortable we feel the better the offer
Require a solid and believable exit strategy
Requires a site visit
Appraisals typically required
Small, refundable, due diligence fee required after detailed Loan Terms are issued

Next Steps

Call us to discuss - If you pass the test you will be required to submit:
Executive summary - explaining the deal on paper
Location map
Purchase contract
Proof of funds to close

Some examples of closed deals:

Raw land located in Dallas, Texas - Purchase price 3.5M borrower comes to the table with 950K - Strong Professional - needs 6-12 months for zoning and engineering to sell out. - CLOSED - 12% 6pts.

45 finished residential lots located in Phoenix, Arizona - Refinance - 3.785M - Professional Builder/developer - Strong Credit - average net worth - CLOSED - 12% - 5pts.

5 unit condo in Miami, South Beach - Purchase price - 1.4M - borrower brings 425k - Poor credit - professional - CLOSED - 12% - 6pts.