|
Capital Markets Programs
|
| Conduit
Direct Commercial |
$1,000,000
- $5,000,000 |
Designed
for the borrower that wants a more traditional institutional
underwriting process. |
| Traditional
Direct Conduit |
$2,000,000
+ |
Select
rates available for 5,7,10 and 15 year term loans - Loans
up to 80% for multi-family and certain commercial properties. |
| Stated
Small Business |
Loans
up to 90% of value. $100,000 - 1,500,000 - |
Offered
only if we do senior loan - Increases of 5% generally available.
Greater than 5% on an exception basis. No additional underwriting
required |
| Credit
Tenant Lease |
Investment
Grade, All grades considered - Minimum loan amount of $800,000. |
Small
balance purchase or refinance - Credit score driven - |
| Portfolio
and Specialty Programs |
| Traditional
Commercial and Multi-Family Loan Programs |
Loan
amounts from $500,000 to $50,000,000 |
Multiple
competitively priced fixed and floating rate programs available with
terms up to 30 years. Many programs options available including fixed
to floating programs and earn-outs. Generally recourse but
limited and non-recourse programs available. |
| 97%
Program |
Portfolio
Product, Quick Close, Limited Property Analysis Credit Score Driven
$100,000 - $1,500,000- 90% - 97% - 1M max. |
Now
funding a wide variety or property types under this program.
Call for details. |
| Stated
Income Program #1 |
From
$250,000 to $3,000,000 |
No
Borrower tax returns or income validation required. |
| Stated
Income Program #2 |
From
$250,000 to $1,000,000. This program bridges the gap between bank
quality loans and hard money financing. |
No
Borrower tax returns or income validation required and property income
is stated as well. |
| No
Prepayment Penalty program |
$1,000,000
to $50,000,000 |
Fixed
rate 5,7 and 10 year fixed rate programs with no pre-payment penalty.
Limited availability on 10 year fixed rate term. All commercial
property types including hospitality and health care |
| Church
Loans |
$500,000
+ |
Construction
and permanent program with terms up t0 27 years, non-recourse and no
pre-payment penalty. Interest only available for up to 10 years. |
|
Programs subject to
change without notice. All
loans are closted in concert with institutional clients/partners or for sale into
securitizations. The sale or assignment of a loan may occur prior to
or post closing.
|
