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Commercial Conduit - Conduit Lending Solutions...

There are clear signs that the CMBS market is making a recovery in the conduit world. Acutally reasonable underwriting practices are normal. Rental income is computed by using market rents. Interest only is possible for low leveraged (LTV) opportunities. LTV's to 70-75% on most commercial properties. Single tenant properties are considered. Rates are based upon the Treasury plus a spread. Very complicated understanding and not for the average property/investor.

Direct Money Lenders is well established within the lending community. We have relationships with companies that have direct access to the Wall Street trading desks that offer the lowest conduit multifamily mortgage loan offerings. Our experience equals your lending partners! You will gain confidence once you speak with one of our professional commercial loan officers.

The target market for our commercial conduit product is from $3,000,000+

Conduit lending is only for "A" properties located in larger metro MSA's in the lower 48 US states

Conduit Loan for Commercial Advantages:

Some reasons to consider a conduit loan: Becoming, one again, an attractive capital source for commercial mortgage lending because the bonds backed by a pool of loans are generally worth more than the sum of the value if the whole loans. All are non-recourse with interest only options for low LTV's - High CLTV with mezzanine piece available to 80% - 85% - 5 - 20 year terms with 25 and 30 year amortizations. Commercial conduit loans provide the low permanent fixed rate commercial financing. Conduit commercial loans are available in today's credit market but like HUD - FHA loans, are expensive to enter, and very complicated. Only the experieced sponsors need apply.

Call us today - 317-663-3153 - Quality Conduit Property Types Considered - Commercial and Multifamily!

Commercial Conduit Loans General Guidelines:

Eligible Properties Most AAA rated commercial properties - Anchor Retail - Office - Warehouse - Hotel - Shopping Center - Industrial - Mobile Home Parks - Manufactured Housing Communities - Self Storage
Minimum Loan Size $3,000,000+
Pricing Tiered pricing based on LTV and DSCR
Loan Terms 5 - 20 Fixed terms with 25 - 30 year amortization - Interest only payments an option
Prepayment Defeasance - Yield Maintenance
Personal Guarantees Non-recourse with standard carve outs for grantor fraud or other bad behaviors
Minimum DSC 1.25 - 1.45
Loan-to-Value 70 - 75% maximum - High leverage mezzanine financing to 80 - 85%
Occupancy Requirements Stabilized properties only
Third Party Reports CALL
Preliminary Submission Package For Conduit Loans: Include the following in your request for a Conduit Commerical Mortgage quote:
1. Property description, address, & current debt structure - Well written summary
2. Representative color photographs - (6 - 7 preferred)
3. Operating statements - YTD & prior - (2 - 3 years preferred)
4. Current rent rolls & leases
5. Sponsor's resume

Conduit Commercial Mortgage Loans from Direct Money Lenders

Alabama Alaska Arizona Arkansas California Colorado Connecticut
Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana
Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire
New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina
South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Don't take our word for it...

"Conduit - CMBS commercial mortgage lending is very complicated. You need to trust the professionals at Direct Money Lenders.

Chase Keylong, Los Angeles, California

"The loan officers at Direct Money Lenders are very HONEST, professional, and hard working." "I was impressed with the quick close times and clear expectations of what to expect during the process."

John Bates, Lakeland, Florida

Direct Money Lenders has the ability to finance virtually any commercial property type Nationwide:
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