Commercial Refinance - Direct Money Lenders

Over 30 years of experience allows us to work with the best in breed investors. We underwrite IN HOUSE and offer hard money, bridge financing for commercial properties in most of the United States. In addition, we offer several programs in conjunction with our capital partners, (regional - national banks, credit unions, true portfolio lenders, and a few life insurance companies) for low fixed & ARM commercial mortgage rates or more permanent financing. Other solutions inclue government sponsored transactions such as USDA, SBA, HUD, FHA with NO lender point option.

Pricing for commercial properties depend on a variety of factors including: location, type of property, tenancy, strength of sponsor, current DSCR, available historical income documentation, rate and term, cash out, purchase, refinance, and, LTV/LTC.

As you can see, we have a wide range of commercial refinance solutions available. If you have any questions on where you think you or your commercial property may qualify, please contact our office for futher details. One of our specialist are available today. - 317-663-3153.

Hard Money Commercial Lender

Underwritten and approved "in house" our specialist are eagar to learn your situation. Hard money commercial loans are avaialble for 2011. Purchase, refinance, cash out is possible for quality properties and borrowers. Direct Money Lenders is actively funding hard money commercial bridge loans Nationwide with loan amounts ranging from $100,000 - $20,000,000+

» Hard Money Commercial Loans - More details


Conduit Commercial Lender

There are clear signs of a more normalized market with LTV's hitting 85% for multifamily conduit loans. Other commercial property types include Multifmaily Apartment, Self Storage, Warehouse, Anchor Retail Centers, Credit Tenant Office, and Hotel. Interest only is avilable for low LTV - Pricing is extremely aggressive given there only a few able to offer a conduit product today. Non-recouse transactions! Loan amounts $3,000,000 and up.

» Visit our Commercial Conduit Lender Center


Commercial Lender - Micro Balance

$50,000 - $500,000 - Providing capital for onwer user/investor commercial properties in the often times, overlooked/ignored smaller US markets with populations greater than 3,000. Our micro balance commercial mortgages offers a fixed rate or adjustable option with long term 25 year financing- Flexible underwriting guidelines for the self employed are available for performing and slightly underperforming commercial properties Nationwide. Investor and Owner user accepted.

» Mirco Balance Commercial Lender - More details


Commercial Loans - Small Balance

$500,000 - $5,000,000 - Attractive Commercial mortgage rates with reasonable underwriting guidelines. Highest LTV's for solid properties including commercial refinance, purchase, cash out opportunities. W listen to your needs/poals and then custom tailer a solution using of one of our dozen or so reliable capital partners. Direct Money Lenders provides intelligent executions from true portfolio commercial lenders, CMBS, Bridge Loans, Preferred Equity, Life Insurance, & Credit Unions.

» Small Balance Commercial Mortgage - More details

Commercial Mortgages - Large Balance

$5,000,000 & up - Serious money for serious commercial building properties/investors including high preferred equity, leverage bridge, Tax Credits, Construction, Conduit, LIHTC, Bond Credits, & Life Insurance quotes.

» Large Balance Commercial Financing - More details

SBA 7a - SBA 504 - Mortgage Loan Financing

SBA 7a mortgage - SBA 504 financing offers businesses (with property for collateral) long term bank financing - No properties will be considered if under lease - You have to insert 15-25% cash or existing equity into your idea or business plan and own the building - Loans ranging from $300,000 - $3,000,000 with competitive mortgage rates using either a fixed rate or ARM mortgage loan with long term 25/30 year amortization - Up to 85% LTV.

» SBA 7a - SBA 504 - USDA Financing - Small Business »

Direct Money Lenders originates, underwrites and sells commercial mortgage loans to homebuilders, commercial developers and commercial property owners Nationwide. From new acquisition, commercial refinance, cash out, or purchase to developing land or placing permanent commercial mortgages Direct Money Lenders can be relied upon.

Borrower s with a combination of good net worth, equity locked in to subject or other properties, good economic market conditions, and with a proven track record or experience professional team behind the sponsor is very important today when deciding if the commercial refinance will make since.

We perform our own due diligence much faster than a bank, frequently granting conditional loan approvals within a few days. Closings typically occur within 30 days. Since no two loans are the same, Direct Money Lenders prices its commercial refinance loans specifically to each transaction. Prices are quoted only after a loan has been thoroughly evaluated and researched.

Direct Money Lenders provides financing for commercial projects such as: Retail, Office, Mixed Use, Light Industrial, Self Storage Facilities, Assisted Living Facilities, Hotel, Motel, Liquor Stores, Construction, Bank work outs, and Commercial Land Loans, Lot developments, Residential Sub-divisions.

Our private direct lending firm working with borrowers and capital partners on a National footprint for over 10 years. Direct Money Lenders Inc. understands the challenges and opportunities our clients face. More than ever today's borrowers live in a constantly changing market environment where timing is critical and execution is a must. Delays in commitments and closing are deal killers.

When comparing approvals, take a calculator and actually calculate the payment on the different approvals. Don't just look at the rate. Look at the cash flow and profitability and then compare these to your goal for the investment. Also ask your commercial mortgage professional about unique loan programs like a non-recourse loan. This is a popular product and most local banks do not offer this product. You will be surprised at what you find when you just crunch the numbers and get good advice.

We are here to serve you and look forward to answering any questions, you the borrower, broker, or other professional referring source has for us. Contact Us Today!

Don't take our word for it...

"I was able to cash out a commercial property with favorable loan terms in Florida at 65% LTV with NO prepayment penalty!! I am now able to fund other commercial building projects investments loans in California at 85% LTV.

Keith Turner, Las Vegas, Nevada

"Direct MPhoenix, Arizonaoney Lenders closes hard money commercial commercial bridge loans more expensive that a bank but, cheaper than a partner!!" My Utah based office and retail center located in North Carolina went better than expected.

Scott Owens,

"The loan officers at Direct Money Lenders are very HONEST, Knowledgeable, and hard working."

Shelia Evert, Carmel, Indiana