A Commercial bridge loan is in most respects is related to the funding of cash in a short period of time for a short amount of time  until a permanent method of financing is obtained.   Typically, little verification of personal income or assets are made and credit scores are only used as a general guide as to the rate and term of the loan.  Starting at 10.99%. Cost is negotiable, depending on risk.  LTV or cash flow is what drives the interest of this program more than anything.

Commercial bridge loans are great tools used by many business professionals to provide quick  solutions  to a timely acquisition or business opportunity.  When "time is of the essence" they allow a purchaser or investor to act quickly. These loans are typically used for acquisition, cash out, partner buy-outs, foreclosure prevention, and construction purposes.

We will lend on the "as is" value of the real estate equity involved in the project.  Appraisal and/or the cash flow of the property is what we use to determine feasibility.  If you are interested in obtaining a loan based upon the future value of the project, bridge financing may not be your solution.  We do have other programs that might fit your goals. 

A bridge loan will do away with much of the time consuming verification that a bank may require to lend on the very same project.  

Bridge Loan may be useful in the following property types: 

Acquisition and Development land loans

Purchase money private loans

Commercial building lots

Income Producing Commercial 

Commercial "for lease" Construction

Office Complexes 

Office buildings  

Mobile Home Parks                                                             

Hotel - Motel

RV Parks

Mixed Use